七十多家银行将推出usbank cash+ 同等卡

简单来说就是Elan 这个“代理发卡公司”会在七十多家合作银行推出和 usbank 的cash plus 几乎一模一样的卡。对cash plus感兴趣却又因为他家太保守而无法入门的人可以关注一下原帖列表里有没有身边的小银行

复制一下前两楼:

Some Elan Lenders that offer the Max Cash Preferred …

Incredible Bank (Wisconsin)

First Financial Northwest Bank (Washington)

Guaranty Bank and Trust (Texas)

Johnson Financial Group (Wisconsin)

Capital City Bank (Florida, Georgia, Alabama)

Busey Bank (Indiana, Illinois, Missouri, Florida)

Banc of California (California)

Abby Bank (Wisconsin)

Envision Bank (Massachusetts)

Fulton Bank (Virginia, Maryland, DC, Pennsylvania)

Highland Bank (Minnesota)
www.highland.bank

Chevron Federal Credit Union (United States)

Banner Federal Credit Union (Arizona)

MIT Federal Credit Union (Massachusetts)

NRL (Naval Research Lab) Federal Credit Union (DC, Virginia, Maryland)

Intrust Bank (Arkansas, Oklahoma, Kansas)

People’s United Bank (Connecticut)

Astera Credit Union (Michigan)
www.asteracu.com

Cattle Bank and Trust (Nebraska)

Credit Union of Georgia (Georgia)

Bank of Oklahoma (Oklahoma)

Renasant Bank (Mississippi, Alabama, Tennessee, Georgia, Florida)

Liberty Bank (Connecticut)

Rockland Trust (Massachusetts)

Bell Bank (Arizona, Minnesota, North Dakota)
www.bell.bank

Radius Bank (Massachusetts)

Alliance Credit Union (Missouri)
www.alliancecu.com

Green Belt Bank and Trust (Iowa)

Northside Community Bank (Illinois)

Bremer Bank (Minnesota, North Dakota, Wisconsin)

Bank Five Nine (Wisconsin)

F&M Bank (Farmers and Merchants) (California)

Prevail Bank (Wisconsin)
www.prevail.bank

And More Elan Lenders that offer the Max Cash Preferred …

First National Bank Texas (Arkansas, Texas, New Mexico, Arizona)

Bank of Texas (Texas)

Comerica Bank (California, Arizona, Texas, Florida, Michigan)
www.comerica.com

Desert Financial Credit Union (Arizona)
www.desertfinancial.com

Flagstar Bank (California, Michigan, Indiana, Ohio, Wisconsin)

First State Bank of Florida Keys (Florida)
www.keysbank.com

Park National Bank (Ohio)

CCF Bank (Wisconsin, Minnesota)

Copper State Credit Union (Arizona)
Also dba: Deer Valley Credit Union, Canyon State Credit Union

Capital Credit Union (Wisconsin)

Beacon Credit Union (Indiana)

Mid Penn Bank (Pennsylvania)
www.midpennbank.com

All South Federal Credit Union (South Carolina)

Centris Federal Credit Union (Nebraska, Iowa)

Home Federal Bank (Tennessee)

Bank of Albuquerque (New Mexico)

Valley National Bank (New Jersey, New York, Florida, Alabama)

Atlantic Union Bank (Maryland, Virginia, North Carolina)
www.atlanticunionbank.com

Pawtucket Credit Union (Rhode Island)

Oklahoma Central Credit Union (Oklahoma)
www.oklahomacentral.creditunion

Greater Nevada Credit Union (Nevada)

Air Force Academy Federal Credit Union (Colorado, veterans)

Merrimack Valley Credit Union (Massachusetts)

Meriwest Credit Union (California)
www.meriwest.com

First Class Community Credit Union (Iowa)

Wesbanco (West Virginia, Kentucky, Ohio)

Amplify Credit Union (Texas)

Cornerstone Bank (North Dakota, South Dakota)

Centricity Credit Union (Minnesota)
www.centricity.org

Central Pacific Bank (Hawaii)
www.cpb.bank

Public Service Credit Union (Michigan)

Allegiance Credit Union (Oklahoma)

Bank of Clarke County (Virginia)
www.bankofclarke.bank

Nodaway Valley Bank (Missouri)

First National Bank of Waterloo (Illinois)
www.fnbwaterloo.bank

Twin River Bank (Idaho, Washington)
www.twinriver.bank

Premier Bank (Ohio, Indiana, Michigan)

Byrn Mawr Trust Company (Pennsylvania)

Buckeye State Bank (Ohio)

U.S. Employees Credit Union (US government employee and retiree)

Bank of Utah (Utah)

Bay Coast Bank (Massachusetts, Rhode Island)

Pikes Peak Credit Union (Colorado)

Horizon Bank (Indiana, Michigan)

1赞

有意思啊 不确定这些卡批卡难度是否显著低于US Bank自己的

elan 貌似比 usbank 还难一些?

underwriting 应该还是银行自己做的吧?

1赞

这个不太清楚诶。。。感觉既然发卡都 outsource 了,批卡可能也不太在意?不知道怎么个运营模式

有意思 全申请的话 一年就能有560k的5% cashback.

关键还是在于批卡 可能全申一遍最后能拿下来0张

翻了翻MyFICO那个帖子,这层楼说的是 Elan Financial 过去 in general 的批卡数据点:

这层楼有一个 Max Cash 卡的批卡数据点:

elan的卡也没有太多dp吧
fidelity那张卡很多人比如我都是以前那张FIA转来的

有dp吗 好批准吗