有人研究过这个300 deduction么?2020年末之前还有什么可以做的用来deduct tax呢?
这也有羊毛?
是这个吗?标准抵税也可以用慈善项目抵税?
The CARES Act, which was signed into law this spring, included a “partial above the line deduction” for charitable contributions.
This allows people who take the standard deduction — which is $12,400 for single filers and $24,800 for married-filing-jointly in 2020 — to claim a deduction of up to $300 in donations.
You’d claim this tax break when you file your 2020 return next spring.
我记得说是因为疫情新出的一个法案,即使用standard deduction,如果给了IRS认可的机构,也可以额外用这$300额度抵税。
Under this new change, individual taxpayers can claim an “above-the-line” deduction of up to $300 for cash donations made to charity during 2020. This means the deduction lowers both adjusted gross income and taxable income – translating into tax savings for those making donations to qualifying tax-exempt organizations.
感觉这个最大的用处就是跟据那个tax bracket的表看能不能落到上一个报税区间里吧?比如
如果Single Filing adjusted gross income 刚好卡在$207,350~$207,650这个区间里面,那么捐款以后就可以把税率降到32%那一栏,不然就要到35%了。
当然这里面的差别大概就是$47473(AGI:$207,650)- $47367(AGI:$207,350) = $106的差别。
不知道如果不能落到上一个区间的话,这个deduction除了捐款做好事以外有什么抵税的好处嘛?
这也能动脑筋。。对于州税高的人来说本来就是itemized了,现在只不过是standard deduction多给你300的charitable contribution。你有就多赚100多块没有就拉倒了的事情
州税高不高也只能up to 10k…主要还是看房贷利息吧。。
还真有这个rule。。我都不知道。。感觉州税交的更亏了