有人用过paypal credit吗

在一个购物网站用paypal结账,下面有个选项
Limited time! Get $20 off your purchase of XXX. Plus, No Interest if paid in full in 6 months.

Subject to credit approval. See terms

会不会有hardpull,以及怎么还钱啊

谷歌了一下,好像还是信用卡

不值得,这是薅刺猬。

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幸好没上钩

这种pay over time的都是line of credit