amex和chase的延误险资格

最近一直在国内住,刚才又看了一边条款,对于延误险有些问题。chase的还好感觉只要远离家庭地址就好。但是运通的这个感觉必须是从家走的往返。举例来说 北京上海北京 这样的往返票,地址在美国,有没有哪位大佬理赔过,实际会看回家庭地址的机票么?

Amex的条款 Covered Trip means a period of round-trip travel to one or more destinations other than an Eligible Traveler’s city of residence at the time of departure where: (1) The Eligible Traveler departs by Common Carrier to begin the period of round-trip travel; (2) the period of round-trip travel ends when the Eligible Traveler returns by Common Carrier to the city of departure; (3) the period of round-trip travel does not exceed three hundred sixty-five (365) days away from the Eligible Traveler’s city of residence at the time of departure; and (4) the full amount of the Eligible Traveler’s cost of transportation by Common Carrier(s) is charged to your Eligible Card. The period of round-trip travel may consist of roundtrip, one-way, or combinations of roundtrip and one-way tickets with Common Carrier(s).

chase的条款 * Trip must be away from the cardholder’s city of residence and be less than 365 days in length

实际上这种情况有可能会认为你不是 US Resident……